VA Inspection Concerns for Minnesota Realtors
VA loans require an appraisal that includes Minimum Property Requirements (MPRs) — a safe, sanitary, structurally sound home with working systems and a sound roof — not a home inspection. Advise VA buyers to get a separate home inspection, since the MPR review does not cover overall condition.
VA loans require an appraisal that includes Minimum Property Requirements (MPRs) — a safe, sanitary, structurally sound home with working systems and a sound roof — not a home inspection. Advise VA buyers to get a separate home inspection, since the MPR review does not cover overall condition.
What the MPRs check
Safety, sanitation, and structural soundness: adequate heating, safe electrical and water, a sound roof with remaining life, and no readily observable hazards.
Why a full inspection still matters
MPRs are minimums. A full inspection covers EIFS, cedar shake, the sewer lateral, and the dozens of conditions the appraisal never examines.
Common VA-related findings
Roof life, peeling paint on older homes, and safety items are the issues that most often surface in MPR reviews on Minnesota homes.
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